Critical Illness (or Dread Disease) Insurance covers 36 common critical illnesses as follows:
1. Heart attack
2. Coronary artery bypass surgery
3. Kidney failure
4. Major organ transplant
5. Multiple Sclerosis
6. Blindness
7. Deafness
8. Loss of speech
9. Major burns
10. Terminal illness
11. Parkinson's Disease
12. Occupationally acquired HIV infection
13. Aplastic Anaemia
14. Benign brain tumour
15. Chronic liver disease
16. Acute Bacterial Meningitis
17. Apallic syndrome
18. Brain surgery
19. Stroke
20. Cancer
21. Fulminant hepatitis
22. Paralysis (paraplegia, tetraplegia)
23. Primary pulmonary arterial hypertension
24. Heart valve surgery
25. Aorta surgery
26. Alzheimer's Disease
27. Coma
28. Motor Neurone Disease
29. HIV infection from blood transfusion
30. Accidental head injury resulting in major head trauma
31. Muscular Dystrophy
32. Viral Encephalitis
33. Poliomyelitis
34. Other serious coronary artery disease
35. Full blown AIDS
36. Chronic lung disease
The list may differ from one Insurance Company to another.
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